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We know that financial problems make life stressful.  Please let us analyze your situation.  If bankruptcy isn't the best idea, we'll tell you that too! Contact Us

Chapter 7 and Chapter 13

Chapter 7

        Chapter 7 bankruptcy is for those who are struggling in a challenging economy and want a fresh start. Many hardworking people lose their job, have unaffordable mortgages, or encounter circumstances that make it impossible to keep up with monthly expenses. Chapter 7 can eliminate:

  • Collection Calls & Letters

  • Credit Card Debt

  • Medical Bills

  • Garnishments

  • Personal Loans

  • Foreclosure & Repossession Deficiencies

  • Lawsuits

While filing a bankruptcy is an important decision, a Chapter 7 can lead to:

  • Regaining Control of Finances

  • Stress Relief

  • Future Ability to Acquire Credit

You may even be able to keep your house and vehicles if you are current with your payments. Most importantly, Chapter 7 bankruptcy will provide relief from creditors that you need.

Chapter 13

        In today's tough economic times, many people have found themselves financially stressed but not wanting to lose any of their hard earned assets or property. Chapter 13 bankruptcy is designed for individuals who have a steady source of income, but are simply unable to keep up with their bills. A Chapter 13 bankruptcy can provide the relief you need by setting up one monthly payment for all of your bills. Filing a Chapter 13 bankruptcy can:

  • Stop Foreclosure / Save your Home

  • Eliminate second mortgage or home equity line of credit

  • Prevent Vehicle Repossession

  • Resolve Tax Issues

  • Stop Garnishments and Lawsuits

  • Eliminate Debts such as credit cards, medical Bills, and personal loans

  • End Creditor Calls and Letters

  • Keep your Assets and Property


        Every situation is unique and our experienced lawyer and staff will determine the best option for you.  Bankruptcy is not an end but an opportunity at a new beginning. Disclaimer: Nothing provided on this website should be considered to be legal advice or a legal opinion.


        This website is not intended to create an attorney-client relationship. The receipt of material from the web site or from email transmission does not constitute an attorney-client relationship and under no circumstances should you construe any interaction with this website as creating an attorney-client relationship. The choice of a lawyer is an important decision and should not be based solely upon advertisements. The members of the firm are responsible for the content of this website.

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